Following the easing of restrictions and a wave of post-pandemic optimism at the start of 2022, the Ukraine conflict quickly shattered those short-lived illusions. Soaring energy prices, rising interest rates and staggering double digit inflation – which reached a high of 11.1% in October – conspired to create a climate of stagflation in the UK that has wreaked havoc on the economy and brought misery to millions whose incomes and budgets have been severely squeezed.

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